125 - 127 Gracefield Road, Lower Hutt
Ph. 04 566 6484 04 566 6484

Finance Information

We offer quick & easy, competitive vehicle financing through Trade In Clearance, where we work hard to make your vehicle buying experience as hassle free as possible. We can tailor a finance package that you are completely comfortable with, one that suits your budget and your lifestyle.

At Trade In Clearance we are committed to responsible lending, and whatever your current situation, we are here to work with you to ensure you make an informed decision. Helping you find the right vehicle finance package is our priority, ensuring it fits within your budget and our finance providers lending requirements. No matter whether you’re self-employed or working nine to five, we understand your circumstances and are here to help.

Trade In Clearance can provide you with:
  • A range of interest rates and finance terms
  • Repayments to suit your budget
  • Full disclosure around how repayments are calculated
  • Ability to use your trade as your deposit
  • Options if you don't have a deposit or trade. We can evaluate your circumstances and see if there is a solution for you
  • Applications that are quick and easy, apply online whenever you want

It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected.

MARAC Related Information

Schedule of Standard Fees and Charges Applied to Consumer Contracts
https://www.heartland.co.nz/docs/marac/MARAC_Consumer_Fee_Schedule.pdf

Consumer Loan and Security General Terms
https://www.heartland.co.nz/docs/marac/MARAC_Consumer_Loan_and_Security_Terms.pdf

Finance Now Related Information

Car Loan Rates and Fees
http://www.financenow.co.nz/car-loans/car-loan-rates-and-fees

Oxford Finance Limited Related Information

We will make the finance process as easy as possible for you. All you have to do is provide accurate information and find your new purchase and we can do the rest.

OFL Schedule of Standard Fees and Charges Applied to Consumer Contracts
http://www.oxfordfinance.co.nz/download/schedule-of-standard-fees-and-charges-website.pdf?inline

OFL Terms and Conditions
http://www.oxfordfinance.co.nz/download/oxford-finance-terms-conditions-may-2015.pdf?inline

UDC Finance Related Information

Standard fees and charges applicable to Consumer Contracts
https://www.udc.co.nz/tp/download/592210/a7f85df28bb104d33f98375df81ab6eb/20152104004.doc

Standard Contracts / Terms and Conditions
Credit Sale Agreements (Personal):
https://udc.co.nz/tp/download/644521/f8835a3fd97bcfa9bd4a0c035a54ca6c/20152104001.pdf

General Conditions (Consumer):
https://udc.co.nz/tp/download/644537/2e57569a8d3d250a895005ab760f2211/terms_and_conditions.pdf

Term Loan and Security Agreement (if applicable):
https://udc.co.nz/tp/download/644546/941458797c37b7425bee8f5f2a2b1542/20152104005.pdf https://udc.co.nz/tp/download/644550/f831f160889620b6d187e447d2689745/20152104007.pdf

Fee Schedule (With Dealer Fee):
https://udc.co.nz/tp/download/644524/75860c73bf9766885bd5210cb56bd144/20151105004.pdf

General Information
What should I do if I change my address?
https://www.udc.co.nz/borrowing/customer_service/faqs

What should I do if I have a complaint?
What dispute resolution schemes does UDC belong to and how can I access them?
https://www.udc.co.nz/borrowing/customer_service/complaints

As a borrower, how can I apply for unforeseen hardship relief?
What happens if I default under my agreement including, if relevant, reposession?
https://www.udc.co.nz/car-loans/customer-service/hardship

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